Individual Members
Corporate Consulting
Independent Intermediary
Individual Members
Are you struggling to find a good medical scheme for you and your family? Running your own business or working for a company that doesn't offer the benefit of a medical scheme?
Whether you are a recent graduate, just got married or early retiree — or perhaps you are just new to signing up with your own medical scheme — Optivest can help. Optivest services are designed to make it easy for you to find and choose the medical scheme that's right for you and your family.
How does this process work?
Step 1
Fill in a no-obligation medical scheme quote request form online.
Step 2
An accredited consultant will phone you and ask you a few simple questions. Optivest will then prepare a quotation for your specific needs. Comparing 3 to 4 different medical schemes with one another, in a user-friendly format for easy use.
Step 3
You make a choice and Optivest assist with the full process of application form till activation of the medical scheme.
Step 4
Client Service Centre for after-sales support.
They will assist you with:
- claims and benefit enquiries;
- direct access to administration systems;
- member detail modification;
- product information, and
- advice at option renewal dates.
Corporate Consulting
Corporate Needs Analysis |
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Market Research and Comparisons |
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Corporate and Strategic |
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Employee Training
(Induction Sessions) |
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Administration |
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Wellness
Management |
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Corporate Needs Analysis
Optivest undertakes to investigate the current offering to employees. Membership data will be obtained and a comprehensive comparison of benefits and contributions will be made. Proposals will be made to streamline administration, maximise benefits offered and reduce current cost.
This service includes a complete consultancy process to find the most appropriate and cost-effective health solution by:
- doing a Corporate Needs Analysis to ensure the process
- is compliant ethically and from a governance perspective
- conducting an in-depth evaluation of current health benefits
- available to you, and presenting you with an objective and tailor-made healthcare solution.
Market Research And Comparisons
Does market research and product comparisons
Evaluates current medical scheme and recommendations
Scheme demographics
- Solvency ratio
- Pensioner ratio
- Reserves
- Claims history
- Average age
Evaluates Company Profile (Employees profile)
Corporate And Strategic
Benefit consultations with decision makers
Compliance procedures and independent advice
Educating decision makers regarding fund benefits
Providing full-time consultation services for all healthcare enquiries
Industry updates
Corporate reports from medical schemes:
- Option breakdown
- Claims history
- Chronic conditions within company
Offering assistance with Company Wellness Programme
Employee Training (Induction Sessions)
Training and information sessions will be arranged with the HR Department
Will ensure members are well informed of their scheme offering and make an informed decision
Annual review of medical scheme
One-on-one sessions with employees if required
Administration
Customise and implement a claims enquiry support system
Assistance with escalated enquiries to the medical scheme
Dedicated Call Centre (0860 860 860)
Technology - Medquote™
Online quotations and medical scheme information
Electronic updates on the company’s intranet
Training session calendar
Renewal advice – accurate and independent
Member communication (ongoing)
Wellness Management
Wellness Management – Why is it important?
The workplace can be the best place to boost employee health and well-being.
Investing in your employees is no longer a matter of choice, it is vital for sustainable growth and profitability.
Corporate Wellness can best be described as the ability to reduce and manage stress and absenteeism from the workplace.
Optivest can facilitate a wide range of additional services, such as:
HIV / Aids information sessions
Health information days (Regular blood pressure check-ups, cholesterol screenings
Flu vaccinations for the employees of corporate groups
Educational workshops that emphasise weight management and healthy living
Independent Broker
If an independent broker wishes to provide this extended service to his clients whereby he can refer his clients to Optivest, he will be required to complete an agreement with Optivest upfront. The independent broker will also need to provide personal and banking details for the payment of referral fees.
Process
Optivest has develop a marketing support process that is fully FAIS compliant and suitable for assisting members with the entire process, from medical scheme quotations to joining a medical scheme.
Benefits to the independent broker
The benefit of dealing with Optivest is that we specialise only in healthcare. The broker’s client base is protected, as no cross-selling is done. This essentially means that if an independent broker is not in a position to assist his client with healthcare, he stands the chance of losing the client. Working with Optivest not only secures the client base but also offers a professional service to clients.
As a referrer, the independent broker need not to be accredited by the Council for Medical Schemes, thus saving on business practice expenditure.
Limiting compliance exposure. Access to state-of-the-art comparative quotation system.
Compliance accountability. To be able to offer a truly professional service to intermediaries, our consultants have excellent qualifications and training. They have been accredited by the Council for Medical Schemes, licensed in terms of the Financial Advisory and Intermediary Services Act (FAIS) and accredited by the various medical schemes.
Brokers can focus on key business areas and continue to grow their client base while we attend to their clients healthcare needs.
Ring fence clients as we consult only on healthcare-related issues.
Benefits to independent broker’s clients
- Conducting in-depth evaluation of present health benefits available to the client.
- Presenting the client with an objective tailor-made health solution.
- Doing market research and product comparisons on an ongoing basis as requested.
- Educating the client regarding fund benefits and administration.
- Providing full-time consultation services for all healthcare-related enquiries.
- Through the dedicated Client Service Centre (0860 860 860) clients will be assisted with:
- claims and benefit enquiries;
- direct access to administration systems;
- member detail modification;
- product information, and
- advice at option renewal date.
To discuss this opportunity further please be email:
Werner Coetzer (wcoetzer@optivest.co.za)
Rudolf de Bruyn (rdebruyn@optivest.co.za)