Have you been caught off guard by an unexpected co-payment before admitted to hospital for a procedure?
Most medical schemes have introduced co-payments on a list of specified medical procedures. These co-payments are typically applied to the following procedures:
- Endoscopic procedures – gastroscopy, laparoscopy, sigmoidoscopy
- MRI/CT scans
- Dental procedures in hospital
- Spinal surgery
- Co-payment on oncology treatment once you reach the limit
- Hospital admission fees
Co-payments can vary from R900 to R20 000, depending on the medical scheme option and procedure.
Paying a monthly premium of R200 – R400 for a Gap Cover product can protect your household budget against these unexpected expenses and save you money in the long run.
EXAMPLES OF LISTED CO-PAYMENTS
|Scheme A||Gastroscopy in hospital||R4 650|
|Scheme B||Gastroscopy in hospital||R3 850|
|Scheme A||MRI/CT Scans||R3 040|
|Scheme B||MRI/CT Scans||R1 650|
|Scheme A||Spinal Surgery||R17 900|
|Scheme B||Spinal Surgery||R10 400|
|Scheme A||Dental treatment in hospital||R6 800|
|Scheme B||Dental treatment in hospital||R3 300|